Economy

Credit in key areas maintained rapid growth in the first half of the year

2025-07-23   

The statistical report on loan investment of financial institutions released by the People's Bank of China in the second quarter shows that since this year, credit in key areas of the national economy has maintained rapid growth. As of the end of June, the balance of green loans reached 42.39 trillion yuan, an increase of 14.4% from the beginning of the year, and an increase of 5.35 trillion yuan in the first half of the year. Among them, the green upgrade loans for infrastructure increased significantly, with an increase of 2.11 trillion yuan in the first half of the year. In terms of technology finance, the loans for technology-based small and medium-sized enterprises and high-tech enterprises have increased in volume and expanded in scope. As of the end of the second quarter, the year-on-year growth rates of loan balances were 22.9% and 8.2%, respectively, and the loan acquisition rates were 50.0% and 57.6%, respectively, which were 3.2 and 1.0 percentage points higher than the same period last year. In the first half of this year, China's RMB loans increased by 12.92 trillion yuan, indicating that the financial system maintained a high level of credit support for the real economy. Among them, loans to enterprises and institutions are the main drivers of credit growth. In the first half of the year, domestic and foreign currency loans to enterprises and institutions increased by 11.5 trillion yuan, mainly due to an increase of 7.08 trillion yuan in medium and long-term loans, indicating that finance continues to provide a stable source of funding for the real economy. While the overall financial volume is growing reasonably, the structure of the loan industry continues to optimize. The newly added loans are mainly directed towards industries such as manufacturing and infrastructure. At the end of June, the balance of medium and long-term loans in the manufacturing industry increased by 8.7% year-on-year, with an increase of 920.7 billion yuan in the first half of the year; The balance of medium and long-term loans in the infrastructure industry increased by 7.4% year-on-year, with an increase of 2.18 trillion yuan in the first half of the year. In addition, under a series of policy guidance, more financial resources are flowing towards weak links in the national economy. As of the end of June, the balance of inclusive small and micro loans in China was 35.57 trillion yuan, a year-on-year increase of 12.3%, the balance of student loans was 267.7 billion yuan, a year-on-year increase of 28.4%, and the balance of agricultural loans was 53.19 trillion yuan, a year-on-year increase of 7.4%. (New Society)

Edit:Yao jue Responsible editor:Xie Tunan

Source:People's Daily

Special statement: if the pictures and texts reproduced or quoted on this site infringe your legitimate rights and interests, please contact this site, and this site will correct and delete them in time. For copyright issues and website cooperation, please contact through outlook new era email:lwxsd@liaowanghn.com

Recommended Reading Change it

Links