Economy

In the first three quarters, there was a significant increase in loan support for inclusive small and micro enterprises, scientific and technological innovation, and other fields

2025-10-27   

According to data released by the People's Bank of China, as of the end of the third quarter, the balance of various RMB loans of financial institutions was 270.39 trillion yuan, a year-on-year increase of 6.6%. In the first three quarters, RMB loans increased by 14.75 trillion yuan, and there was significant support for loans in key areas such as inclusive small and micro enterprises, agriculture, and science and technology innovation. Inclusive small and micro loans have grown rapidly. As of the end of the third quarter, the balance of RMB inclusive small and micro loans was 36.09 trillion yuan, a year-on-year increase of 12.2%, with a growth rate 5.6 percentage points higher than various loans. In the first three quarters, it increased by 3.15 trillion yuan. The balance of operating loans for farmers with single household credit less than 5 million yuan is 9.92 trillion yuan, an increase of 346.5 billion yuan in the first three quarters. The balance of student loans was 294.4 billion yuan, a year-on-year increase of 41.1%. Green loans are growing rapidly. As of the end of the third quarter, the balance of domestic and foreign currency green loans was 43.51 trillion yuan, an increase of 17.5% from the beginning of the year, and an increase of 6.47 trillion yuan in the first three quarters. Agricultural loans continue to grow. As of the end of the third quarter, the balance of domestic and foreign currency agricultural loans was 53.4 trillion yuan, a year-on-year increase of 6.8%, and an increase of 3.28 trillion yuan in the first three quarters. The balance of rural loans was 39.14 trillion yuan, a year-on-year increase of 7%, and an increase of 2.33 trillion yuan in the first three quarters. The balance of loans for farmers was 18.54 trillion yuan, a year-on-year increase of 2.7%, and an increase of 345 billion yuan in the first three quarters. The balance of agricultural loans was 6.96 trillion yuan, a year-on-year increase of 8.3%, and an increase of 598.4 billion yuan in the first three quarters. Loan support for science and technology innovation enterprises is relatively strong. As of the end of the third quarter, 275400 technology-based small and medium-sized enterprises had received loan support, with a loan acquisition rate of 50.3%, which was 2.8 percentage points higher than the same period last year; The balance of loans for technology-based small and medium-sized enterprises in both domestic and foreign currencies was 3.56 trillion yuan, a year-on-year increase of 22.3%, with a growth rate 15.8 percentage points higher than that of various loans. 266600 high-tech enterprises have received loan support, with a loan acquisition rate of 57.6%, which is 0.8 percentage points higher than the same period last year. (New Society)

Edit:Yao jue Responsible editor:Xie Tunan

Source:People's Daily

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